At home throughout Europe, UniCredit is the partner of choice for our clients’ increasingly sophisticated demands in financing, advisory, investments and protection. We serve over 15 million clients in a cohesive manner worldwide. We have a harmonised service model, simplifying our processes and establishing a common organisational structure across our business. Our division Client Solutions serves all our regions and is based on three excellent product factories: Corporate Solutions delivers best in class solutions in advisory, financing, risk management, trade and working capital for our corporate clients; Individual Solutions ensures a rich offering of investment and protection products for individuals; Payments Solutions supports corporates, financial institutions, and individual customers in all their payments and liquidity management needs. This allows us to be close to our clients and leverage the scale of the entire Group in developing a comprehensive range of best-in-class products across each of our markets. Our purpose is to empower communities to progress, delivering best-in-class products and services to all stakeholders, whilst unlocking the potential of our clients and our people.